Accounts Payable in retail: why it's complicated, and what you can do about it

Running finance in retail isn’t simple. You’ve got invoices coming in from all directions—across stores, suppliers, product categories, services, and more. Some come with purchase orders, some don’t. Some are easy to handle, others require follow-up, digging, clarifying.

It adds up. Especially when the volume is high and your team is juggling tight deadlines, different systems, and expectations from every corner of the business.

If you work in retail finance, you know how quickly things can become unstructured. You also know how much value there is in getting accounts payable (AP) under control—without slowing everything else down.

What makes AP in retail so challenging? 

Retail businesses often work with a wide supplier base. You’re processing high volumes of invoices, often with a mix of centralised and local purchasing. Add in frequent returns, pricing changes, temporary campaigns, and multiple locations—and it’s not always straightforward to get a clean match between invoice, order, and receipt.

Exceptions become the rule. Manual steps multiply. And when things get busy (which they often do), approvals get delayed, and visibility suffers. It’s not about doing things wrong, but about how the process is set up. And in many cases, it hasn’t kept up with how retail businesses actually work today.

What good looks like

When AP runs well, it’s almost invisible. Invoices flow through without intervention. Approvals happen quickly, but with the right control. Exceptions are handled efficiently—and only by the people who actually need to be involved.

That kind of process saves time and creates breathing room. It gives finance professionals the space to focus on analysis, supplier terms, working capital, and better decision-making. In other words: it gives them time to do the work that really matters.

A smarter way to handle AP in retail

At Eye-share, we’ve helped retailers take control of their AP process without creating more complexity. With eye-share Workflow, finance teams can:

• Automatically capture and interpret incoming invoices.
• Match invoices to purchase orders and receipts—even when they’re not a perfect fit.
• Route deviations to the right person, right away.
• Get full visibility across companies, departments, and locations.
• Handle volume increases without needing to grow the team.
  
  

You don’t have to overhaul your entire finance operation to make a difference. Many retail companies start small—digitising the invoice flow, improving match rates, reducing manual approvals—and scale from there.

The key is choosing tools that understand the complexity of retail and fit into the way you already work. Flexible when you need them to be, but structured enough to support growth and change.

Eye-share works closely with retailers to make this shift feel manageable. Whether you’re handling invoices for groceries, fashion, electronics or furniture, our solutions are designed to support the pace and patterns of the retail world.

Curious to see how it plays out in real life?
Visit our industry page for retail to explore how others have approached it.